Debt recovery, simplified.

We can help to recover a debt, if a debtor owes you money and they are not paying it back. If you are owed for products or services, rent, fees, or any other type of debt, we can help to recover your debts.

At Ayom, we offer a no-win, no-fee debt recovery service for consumers, business debt recovery, and other organisations. If we do not collect your debt, you pay nothing. However, we will take a percentage of the recovered amount as a fee for our services, if we do collect your debt.

We can trace your debtor if necessary, so that we have accurate and up-to-date methods of contacting them. We trace debtors using our electronic tools, which have a high level of accuracy and allow us to pinpoint postal addresses, and sometimes telephone numbers and email addresses for your debtor. Having accurate contact information is key to recovery as it ensures our message is received by decision makers and those responsible for the debt.

We will start by notifying those responsible that there is a debt to pay, what it is and who they owe. We tell them that you have instructed us to recover the debt on your behalf. This is usually done in writing. We will then launch into our proven recovery strategy and combine this with direct contact by our debt collection agents.

Often, once a debt recovery agency is appointed, the debtor will get in touch to make an arrangement to settle the debt, or setup ongoing payments. Sometimes, debtors will stick their head in the sand and hope the debt will go away. However, once the debtor realises that we are not going to stop chasing them, we are usually able to make progress to get the debt paid off.

We will discuss the debt itself and deal with most initial objections, although we may need to contact you if they raise what seems like a genuine dispute. We understand that sometime you may have an ongoing commercial relationship with the debtor, so will endeavour to keep this in mind during any correspondence. We will take various factors into account, but we will push for them to settle the debt as soon as possible. You are our client, not them.

By using the Ayom debt recovery agency, you are guaranteeing a level of persistence and pressure that you cannot achieve yourself. Our recovery strategy is proven to work, and we have used it to recover debts for thousands of customers. If, however, we are unable to recover your debt, you pay nothing. Depending upon how you value your time, you could actually save money by using us.

Whether this is a business debt or a personal debt, we all value our time. So, how valuable is your time? If you had to put an hourly rate on your time, what would it be? How much time would you have to set aside to chase your debtor? How successful have you been or would you be in recovering the debt? How much would you spend on resources like paper, postage, calls, texts etc to chase and hopefully recover your debt? Are there other things you would prefer or would be better spending your time on?

The answer to those questions is why we think using Ayom debt recovery can actually save you money. Let us invest time chasing your debtor. Let us pay for collection agents, paper, postage, calls, text messages, energy costs, travel, searches and capital outlay. Let us recover your debt for you save, and possibly you money in the process.

Does the thought of calling, emailing or even visiting your debtor fill you with dread? Or, does it annoy you that you even have to waste your time doing it when they quite clearly owe you for what you have already provided? Let us reduce the stress, anxiety, and even anger by dealing with your debtor so that you can concentrate on what makes you money, or whatever else your time is better spent on. Save yourself the stress and hastle, and instruct Ayom Debt Recovery.

If you have a hesitation about what impact a debt recovery fee has on the money your owed, remember that 100% of nothing is still nothing. So if your initial attempts to get paid have stalled, we are probably your best bet at getting back what you are owed.

Take advantage of our self-service client debt portal. This portal is available to all our no-win, no-fee customers. You can add debtors and debts for us to chase, once you have signed up. You can continue to add additional debtors at any time, and we will chase them for you. Use the portal to upload proof of any debts and keep track of any cases we are working on your behalf.

The client portal is free to use and available all-day, every-day (except during occasional short maintenance periods).

When you do speak to the people who owe you money, do they offer you a series of excuses? Is recovering what you are owed like trying to get blood from a stone?

Our team have significant experience in dealing with debtors who put off paying what they owe. We have heard every objection, every excuse and every way people and businesses attempt to delay or squeeze out of paying what they owe. We know how to manage those objections and turn the situation to be in your favour.